Swings and round-abouts

rob — Sat, 28 May 2005 16:29:44 +0000

Straight off the back of my last post, I got a letter today from MY insurance company with a cheque for 112. I was a bit baffled and thought it might be a refund for the period of my insurance which was left on the policy (as a result of my car being a write-off etc).

So I read what was attached and realised that it was actually a refund on my policy because my occupation had changed. They rang me about a week and a half ago to update my details about my policy because of the accident and I informed them of my change in occupation (from being unemployed to my new job title). Anyway, it turns out that because I’m no longer a student my policy premium dropped and the cheque was for the difference in balance.

Sweeeeet!

The sneaky wee buggers

rob — Fri, 27 May 2005 23:39:23 +0000

So I received my cheque today from the insurance company so I was quite chuffed with the thought of car hunting this weekend but I showed my dad and they had sneakily put above the cheque in small writing “Accept this cheque as full and final settlement of this claim”. He instantly pointed out that I should not cash that cheque because my claim was NOT in full and final settlement… because of my whiplash injury… which the insurance company is WELL aware of because my claim was being handled by their “Personal Injury” department.

The cheeky bastards thought I’d just happily cash the cheque and be on my merry way without compensation for my whiplash (which I very nearly did, if I hadn’t shown it to my dad). So let this be a warning to all people who get a cheque from an insurance company… read it!

Dirty bastards.

itsMine » insurance

Swings and round-abouts

The sneaky wee buggers